Certificate Specials

Term share certificates are a great way to earn a higher rate of return when saving money. Specials offer more added benefits or terms.

Credit union term share certificates may be referred to by others as “Certificates of Deposit (CDs),” and are very similar to CDs offered by banks.

certs cutout

Unique Benefits

Give your saving plan something special with a credit union certificate.
Special offers and terms that give you guaranteed return and peace of mind!

Competitive Rates

Special rates help you earn more than traditional savings accounts.

Flexible Savings

Terms and amounts vary based on your needs with longer terms often yielding higher savings rates.

Safer Investing

With a guaranteed rate of return, you can invest and earn dividends regardless of market changes.

Why save with a credit union certificate?

Member-Owned

GREAT RATES, FLEXIBLE TERMS
Credit union members become owners of the financial cooperative and benefit from competitive rates, flexible repayment, and exceptional service.

Not-for-Profit

PEOPLE BEFORE PROFITS
Credit unions return value to their members, rather than investors, with benefits like lower loan rates and higher savings rates.

No Gimmicks

REAL RATES, NO CREDIT PULL
By asking a few simple questions, we help you view potential savings rates before you apply without impacting your credit score.

45+

Special Offers (and counting)

60

Longest Term (months)

5.17%

Highest Certificate Rate (APY*)

These are just a few of our partners – find your rate to see even more!

affinityPlus
DCU
elements
Everwise Credit Union Logo
GreatRiver
lakeTrust
Meridian Trust Federal Credit Union Logo
MIT Federal Credit Union Logo
Money Federal Credit Union Logo
Tewksbury Federal Credit Union Logo
United
UniversityFCU
USC
Utilities 03 04 22 RSP
WPCU

Find certificate specials to help you save!

How It Works

Input Your Information

Provide some basic info to help us personalize your results.

Compare Your Options

View a list of solutions from credit unions you can join.

Choose a Credit Union

Select the credit union with the option that fits you best.

Become a Member

Join the credit union to complete the process.

Recent Articles

* APY = Annual Percentage Yield. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees will vary by credit union. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.

View Certificate Disclosures